Does Insurance Cover Auto Glass Replacement

Does Insurance Cover Auto Glass Replacement? Lansing, MI

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You’re driving down the road, and an errant stone flies up and hits your windshield, leaving a chip or crack in the glass. What do you do? The first solution you think of might not be to go to your insurance, but you might be surprised. Your insurance company may be able to help you with your auto glass replacement.

If you’d like to learn more about your options when getting auto glass replacement, just keep on reading our guide brought to you by Feldman Chevrolet of Lansing Service Center.

It’s All About How It Happens

When it comes to determining whether or not your insurance company can cover your auto glass repair, it comes down to the circumstances. In most cases, your insurance company will be able to cover you, but it depends on what type of coverage you have.

If you’re ever in doubt about what type of coverages you have, it never hurts to get in touch with an insurance agent to discuss what your current plan is giving you. You can also ask more specific questions on what you need to be prepared for certain events.

Have You Been in a Collision?

Collisions can mean a lot of force going through the car, and that means your windshield might get cracked. If this happens, you can expect your insurance to cover this under your collision coverage along with many of the other parts of your vehicle.

To make sure you get the most accurate claim, though, you want to make sure you provide plenty of documentation. Make sure you take lots of pictures of the accident and contact the police to help them create a report of the situation.

Unpredictable windshield break Lansing, MI

Have You Experienced a Natural Disaster or Other Random Event?

If your windshield has been damaged due to weather or a random event such as a rock hitting your windshield, you may be able to make a claim under comprehensive insurance. This is coverage that protects you in the event of something that may be out of your control but isn’t an accident.

It’s a good idea to have comprehensive coverage even if you don’t think you need it. Unpredictable events can be just that: unpredictable. Therefore, making sure your insurance has your back in those times is important.

Other Coverage Options for Auto Glass Repair

If your situation doesn’t fall under these other two coverage options, some insurance providers may be able to offer full glass coverage. This option is specifically there to help cover you for the repairs or replacement on your windshield. In some cases, it’s included in your comprehensive coverage.

Schedule Your Service Appointment Today!

Having good coverage is an important part of planning for the future, so it’s a good idea to make sure you have all your insurance needs taken care of. If you need to have your windshield repaired, just get in touch with our team at Feldman Chevrolet of Lansing Service Center to schedule your appointment today!